To the Editor of the 7 Norra-Cuina Dairy News."
Sir,—A correspondent who unhesitantly signs himself "Banker," informs me that crossed cheque is better protection for the drawer of cheque than an order cheque uncrossed for the reason that a banker is not liable for paying on a forged endorsement if the cheque is uncrossed.
It is inconceivable that a banker under British law is not liable for paying an uncrossed order cheque to the wrong person: he is certainly morally responsible, and in the United States he is legally responsible for paying on a forged endorsement, and cam recover only from the person to whom he paid the money, ced under ae ciieumstances frum: the drawer.
If the banker is instructed by a depositor to pay a certain sum to the order of a certain person, by what right of common law can he claim reimbursement from his depositor if he pays the money to any party other than the one named in the cheque?
Could a banker in a court of law obtain a judgment against a depositor whose instructions he had ignored simply on the plea that he had omitted to draw two parallel lines on the face of the cheque? If Banker'' is correct in his contention I withdraw my statements and apologize to the Editor; if my informant is wrong in his premisses then I can prove
Text read from the printed page and cleaned; old type leaves the occasional error.