Dean Sms,—We have issued this policy on 15 years endowment plan with lien of $600 per thousand on account of information received that on two previous examinations there has been found a systolic murmur of applicant's heart, Youre truly, (Signed) T. B. Macavzay. Secretary. per Cuas. C. Nove. Messe. Innanr & Ca.
Shanghai, China.
favour of Mr, H. B. Joly were sent with this letter.)
T wrote back—
Shanghai, 25th June, 1898.
The Executor of the late H. Bencraft Joly, Esq., deceased.
71787/9 aggregating £2,500 insuring the life Bux Sin The cnglosed policies, Nes the, Into fe. "HI. Beneeaft Joly, were received by us from the Head Office last Saturday, the 18th inst., and we take this the first opportunity of forwarding them, although we regret to learn that the assured died on or about the 23rd in:
Mr. Joly's application. originally dated January 19th last which was completed and forwarded by the mail which lolo here on 19th March, contains a statement which fucus out to be incorrect. Replying to the question as to whether he had been declined. by apy Company, and why, he stated that some years ago he was declined on account of debility resulting from prolonged residence in the, East. Our Head Office, however, received information that he was de-d because there was found on two previous exemioations a "systolic murmur of the heart."
this account our Head Office were unable to accept Mr. Joly's application on the plas he applied for, but were willing to Brant him a Policy, the semi-annual premium on which would be £99.5.0, instead of £76,0.0.
Text read from the printed page and cleaned; old type leaves the occasional error.